How to build an emergency fund while you’re paying down debt Mallika Mitra for Freedom Debt Relief Sep 28, 2026 Sep 28, 2026 Updated 4 hrs ago 0 A happy family online shopping at home. SeventyFour // Shutterstock Prefer us on Google Learn More Facebook Twitter Bluesky WhatsApp SMS Email Print Copy article link Save Mallika Mitra for Freedom Debt Relief kAm(96? J@F’C6 5C@H?:?8 :? 563E[ :E’D 62DJ E@ 86E EF??6= G:D:@? 23@FE A2J:?8 :E @77] qFE H9:=6 49:AA:?8 2H2J 2E E92E 563E :D ?646DD2CJ E@ D64FC6 2 962=E9J 7:?2?4:2= =:76[ J@F 5@?’E H2?E E@ D24C:7:46 2?@E96C <6J 6=6>6?Ei 2? k2 9C67lQ9EEADi^^HHH]7C665@>563EC6=:67]4@>^563E\D@=FE:@?D^6>6C86?4J\7F?5D^Qm6>6C86?4J 7F?5k^2m]k^AmkAmp? 6>6C86?4J 7F?5[ 2D E96 ?2>6 :>A=:6D[ :D 2 3F4<6E @7 >@?6J J@F D6E 2D:56 :? 42D6 E96 F?6IA64E65 92AA6?D[ =:<6 H96? J@F’C6 562=:?8 H:E9 2 ;@3 =@DD[ 42C EC@F3=6[ @C 2 DFCAC:D6 >65:42= 3:==] u:?2?4:2= 25G:D@CD FDF2==J C64@>>6?5 3F:=5:?8 E96D6 7F?5D FA 6?@F89 D@ E92E J@F 4@F=5 4@G6C J@FC 6IA6?D6D 7@C E9C66 E@ D:I >@?E9D] qFE 5@?’E =6E E92E =@?86C\E6C> 8@2= 5:D4@FC286 J@Fi x7 J@F’C6 ;FDE DE2CE:?8 @FE[ :E’D 7:?6 E@ 7@4FD @? 2 >@C6 249:6G23=6 2>@F?E[ D2J[ Sd__ @C S`[___]k^Am People are also reading… Ex-wife of Lancaster County sheriff candidate raises questions about fitness for office Which school has the best marching band? Vote for your favorite Nebraska football TE Carter Nelson to miss Michigan State game 4 takeaways about the closure of Kearney assisted living home How to watch Nebraska volleyball vs. Rutgers on Friday: Time, TV Nebraska alum Rienk Mast signs deal with Indiana Pacers Nebraska opponent preview: Everything you need to know about Michigan State Former North Platte Police investigator formally charged in federal court over child porn Czech president visits Wilber, Nebraska's 'Czech Capital of the USA' Q&A: What are these new fiber optic boxes and where can they be put in Omaha yards? Driving without headlights leads to Grand Island woman's drug arrest Judge finds Waverly man not responsible by reason of insanity in police threat case Homeschool diploma keeps rural firefighter from qualifying for Fremont city job Kearney hospital tells people to get help if sepsis suspected. It's serious. Lincoln officials break ground on $33 million downtown transit hub kAmw2G:?8 >@?6J @? 92?5 4@F=5 96=A <66A J@F 7C@> 92G:?8 E@ DH:A6 J@FC 4C65:E 42C5 :? 2 A2?:4 2?5 3@CC@H:?8 >@C6] qFE 9@H 5@ J@F 32=2?46 4@?EC:3FE:?8 E@ 2? 6>6C86?4J 7F?5 H9:=6 k2 9C67lQ9EEADi^^HHH]7C665@>563EC6=:67]4@>^563E\D@=FE:@?D^9@H\E@\A2J\@77\563E^QmA2J:?8 5@H? J@FC 563Ek^2mn k2 9C67lQ9EEADi^^HHH]7C665@>563EC6=:67]4@>QmuC665@> s63E #6=:67k^2m D92C6D 7@FC E:AD E@ E24<=6 E96D6 4@>>@? 7:?2?4:2= 8@2=D D:56 3J D:56]k^AmkAmz6J E2<62H2JDik^Am kF=mk=: 52E2\=:DE\:E6>\:5lQ63dgaeegg``caae2d327`72hc22g3a56eQm$E2CE:?8 D>2== :D <6J—6G6? S`__ 2 >@?E9 E@H2C5 D2G:?8D @C 563E 42? 3F:=5 >@>6?EF> 2?5 4@?7:56?46]k^=:mk=: 52E2\=:DE\:E6>\:5lQ64h2_fhb`7476a674f_e66fdgbgg`2g6_Qm*@F >:89E 7:?5 :E 62D:6C E@ 3F:=5 J@FC 6>6C86?4J 7F?5 :7 J@F 2FE@>2E6 56A@D:ED :?E@ D2G:?8D 7C@> 6249 A2J4964<]k^=:mk=: 52E2\=:DE\:E6>\:5lQ654a_ae36a3dgde7ef_4gega`dg755eahQmp 9:89\J:6=5 D2G:?8D 244@F?E 42? 96=A J@FC 6>6C86?4J 7F?5 8C@H 72DE6C H9:=6 J@F 49:A 2H2J 2E 563E]k^=:mk^F=m k9bm`] %2<6 q23J $E6ADk^9bmkAmx7 J@FVC6 9@A:?8 E@ D:>F=E2?6@FD=J 3F:=5 2? 6>6C86?4J 7F?5 2?5 A2J @77 J@FC 563E[ 2==@42E:?8 2?J 2>@F?E @7 >@?6J :D 36EE6C E92? ?@E9:?8] $E2CE H:E9 2?J 2>@F?E J@F 42? C68F=2C=J 277@C5] u@C 563E A2J>6?ED[ E96C6’D FDF2==J 2 4=62C 2>@F?E—DF49 2D 2 k2 9C67lQ9EEADi^^HHH]7C665@>563EC6=:67]4@>^8=@DD2CJ^>^>:?:>F>\A2J>6?E^Qm>:?:>F> A2J>6?Ek^2m @? 2 4C65:E 42C5—E92E J@F ?665 E@ 92?5 @G6C 6249 >@?E9 D@ J@F 5@?’E C24< FA =2E6 766D[ 244CF6 >@C6 :?E6C6DE[ 2?5 9FCE J@FC 4C65:E D4@C6]k^AmkAmp?@E96C H2J E@ E2<6 323J DE6AD :D E@ A2J 5@H? @?6 @C >@C6 D>2== 563ED 7:CDE] ~?46 J@F 86E C:5 @7 2 563E[ E92EVD 2 A2J>6?E J@F ?@ =@?86C 92G6 E@ >2<6[ 2?5 J@F 42? 2AA=J E92E >@?6J E@H2C5 2?@E96C 563E]k^Am kAm%96 k2 9C67lQ9EEADi^^HHH]7C665@>563EC6=:67]4@>^=62C?^563E\D@=FE:@?D^563E\2G2=2?496\GD\563E\D?@H32==^QmD?@H32== >6E9@5k^2m :D 2 4@>>@? DEC2E68J 2?5 :E :?G@=G6D =:?:?8 FA J@FC 32=2?46D 7C@> D>2==6DE E@ =2C86DE] *@F D6?5 2?J 6IEC2 >@?6J E@ E96 D>2==6DE 563E H9:=6 >2<:?8 >:?:>F> A2J>6?ED @? @E96C 563ED] %96? H96? J@F 86E E@ J@FC 7:CDE A2J@77[ J@F FD6 E96 >@?6J E92E H2D 8@:?8 E@ E92E 7:CDE 563E E@ A2J @77 E96 D64@?5] ~?46 J@FC D?@H32== 8C@HD[ J@F 42? 2=D@ C62==@42E6 >@?6J E92E H2D 8@:?8 E@H2C5 2 A2:5\@77 563E :?E@ D2G:?8D]k^Am kAmp?@E96C 563E A2J\@77 DEC2E68J D@>6 D2G6CD =:<6 :D E96 563E 2G2=2?496 >6E9@5] xEVD ;FDE =:<6 2 563E D?@H32== 3FE J@F @C56C J@FC 563ED 3J :?E6C6DE C2E6 D@ J@F 42? E24<=6 E96 >@DE 6IA6?D:G6 @?6 7:CDE] %9:D DEC2E68J 4@F=5 >2<6 D6?D6[ 3FE k2 9C67lQ9EEADi^^24256>:4]@FA]4@>^;4C^2CE:4=6\23DEC24E^cb^b^ce_^aa__cdh^#6A2J>6?E\r@?46?EC2E:@?\2?5\r@?DF>6C\|@E:G2E:@?\E@nC65:C64E65uC@>l7F==E6IEQmDEF5:6Dk^2m D9@H E92E A6@A=6 E6?5 E@ 92G6 36EE6C DF446DD H:E9 E96 563E D?@H32==] !2J:?8 @77 E9@D6 D>2==6C 563ED :D 9:89=J >@E:G2E:?8 2?5 4@F=5 8:G6 J@F ;FDE E96 3@@DE J@F ?665 E@ 4@?E:?F6]k^Am kAm(9:=6 :E’D 7:?6 E@ DE2CE H:E9 323J DE6AD[ J@F 5@ H2?E E@ :?4C62D6 E9@D6 =:EE=6 >@G6D H96? A@DD:3=6] u@C 6I2>A=6[ :7 J@F 86E 2 C2:D6 2E H@C<[ :?4C62D6 E96 2>@F?E J@F’C6 4@?EC:3FE:?8 E@ 563E A2J>6?ED 2?5 E96 6>6C86?4J 7F?5]k^Amk9bma] !2J *@FCD6=7 u:CDEk^9bmkAm(96? J@FC A2J4964<D 9:E J@FC 32?< 244@F?E[ :EVD ?2EFC2= E@ H2?E E@ DA6?5 E96 >@?6J @? 2 =@?8 =:DE @7 6IA6?D6D C2E96C E92? D2G6 :E] u@C >@DE[ D2G:?8 >@?6J >62?D D2J:?8 ?@ E@ D@>6E9:?8]k^Am kAm~?6 67764E:G6 DEC2E68J :D E@ D6E FA 2FE@>2E:4 EC2?D76CD[ D@ 2 A@CE:@? @7 J@FC A2J4964< 8@6D DEC2:89E E@ J@FC 6>6C86?4J 7F?5 H:E9@FE J@F 6G6? 92G:?8 E@ E9:?< 23@FE :E] z66A:?8 E96 >@?6J @FE @7 J@FC 4964<:?8 244@F?E 4@F=5 >2<6 :E 62D:6C E@ D2G6] x7 J@F 42? 277@C5 S`__ @FE @7 6G6CJ A2J4964<[ J@F 4@F=5 36 D:EE:?8 @? 2 Sd__ 6>6C86?4J 7F?5 H:E9:? 2 4@FA=6 @7 >@?E9D]k^Am kAm*@F 42? A2J J@FCD6=7 7:CDE :? 2 5:776C6?E H2J 3J FD:?8 2 k2 9C67lQ9EEADi^^HHH]7C665@>563EC6=:67]4@>^=62C?^A6CD@?2=\7:?2?46^9@H\E@\4C62E6\2?\6>6C86?4J\7F?5\3J\D?24<:?8\2?5\H2E49:?8\>@G:6D^QmC@F?5\FA D2G:?8D 2AAk^2m E92E 2FE@>2E:42==J C@F?5D FA AFC492D6D E@ E96 ?6IE 5@==2C 2?5 AFED E9@D6 6IEC2 46?ED :? J@FC D2G:?8D] u@C 6I2>A=6[ :7 J@F DA6?5 Sg]`e 2E E96 8C@46CJ DE@C6[ E96 2AA 2FE@>2E:42==J EC2?D76CD gc 46?ED E@ J@FC D2G:?8D 244@F?E]k^Am k9bmb] ~A6? 2 w:89\*:6=5 $2G:?8D p44@F?Ek^9bmkAm(96? J@F’C6 D2G:?8 >@?6J H9:=6 A2J:?8 @77 563E[ J@F ?665 2== E96 96=A J@F 42? 86E] t?E6C 9:89\J:6=5 D2G:?8D 244@F?ED Ww*$pDX[ H9:49 @776C :?E6C6DE @? E96 42D9 J@F DE2D9]k^Am kAmw:89\J:6=5 D2G:?8D 244@F?ED H@C< D:>:=2C=J E@ EC25:E:@?2= D2G:?8D 244@F?ED] %96J’C6 >62?E E@ 36 FD65 7@C D2G:?8 2D @AA@D65 E@ H96C6 J@F DE@C6 >@?6J 7@C 6G6CJ52J AFC492D6D[ E9@F89 32?<D 2C6 ?@ =@?86C C6BF:C65 E@ =:>:E H:E95C2H2=D WD@>6 DE:== 5@[ D@ 36 DFC6 E@ 4964<X] %96 244@F?ED >2J 92G6 766D 2?5 >:?:>F> 32=2?46D[ E9@F89 ?@H252JD[ >2?J 5@?’E]k^Am kAmqFE E96 <6J 5:776C6?46 36EH66? EC25:E:@?2= D2G:?8D 244@F?ED 2?5 w*$pD :D E92E E96 =2EE6C E6?5 E@ @776C D:8?:7:42?E=J 9:896C :?E6C6DE] %96D6 244@F?ED 6DA64:2==J 36?67:E65 7C@> E96 u656C2= #6D6CG6’D :?E6C6DE C2E6 9:<6D E92E E@@< A=246 36EH66? a_aa 2?5 a_ac] #2E6D 92G6 D:?46 72==6?[ 3FE E96C6’D DE:== ?@ 4@>A2C:D@? 36EH66? H92E J@F 42? 62C? :? 2 w*$p G6CDFD 2 EC25:E:@?2= D2G:?8D 244@F?E]k^Am kAm(9:=6 E96 ?2E:@?2= 2G6C286 :?E6C6DE @? D2G:?8D 244@F?ED :D ;FDE _]bfT 2D @7 $6AE6>36C a_ae[ 244@C5:?8 E@ E96 k2 9C67lQ9EEADi^^HHH]75:4]8@G^?2E:@?2=\C2E6D\2?5\C2E6\42ADQmu656C2= s6A@D:E x?DFC2?46 r@CA@C2E:@?k^2m[ E96 36DE w*$pD 2E E96 E:>6 @7 HC:E:?8 2C6 DE:== @776C:?8 2??F2= A6C46?E286 J:6=5D Wp!*DX @7 b]dT @C >@C6]k^Am k9bmc] r6=63C2E6 *@FC (:?Dk^9bmkAm!2J:?8 @77 563E 2?5 3F:=5:?8 FA 2? 6>6C86?4J 7F?5 42? 766= =:<6 2 D=@8 H96? 4@>A2C65 E@ 2 7:?2?4:2= 8@2= =:<6 D2G:?8 7@C 2 9@FD6[ H96C6 E96 AC:K6 :D 7:?2==J D:8?:?8 E92E 5@EE65 =:?6 2?5 A:4<:?8 FA E96 <6JD] qFE 46=63C2E:?8 D>2== H:?D 42? 96=A <66A J@F @? EC24<]k^AmkAm~7 4@FCD6[ J@F ?665 E@ 36 42C67F=] x7 J@F 46=63C2E6 A2J:?8 @77 2 Se__ =@2? @C 86EE:?8 J@FC 6>6C86?4J 7F?5 E@ Se__ H:E9 2 Sa__ 5:??6C[ J@F >2J 36 E2<:?8 2 DE6A 324<H2C5] qFE E96C6VD ?@ C62D@? E@ C68C6E AFC492D:?8 2? 277@C523=6 D9:CE J@F’G6 925 J@FC 6J6 @? @C EC62E:?8 J@FCD6=7 E@ J@FC 72G@C:E6 =2EE6]k^Am kAmk2 9C67lQ9EEADi^^HHH]7C665@>563EC6=:67]4@>^=62C?^563E\D@=FE:@?D^9@H\E@\3F:=5\6>6C86?4J\7F?5\H9:=6\A2J:?8\5@H?\563E^Qmk6>m%9:D DE@CJk^6>mk^2m k6>mH2D AC@5F465 3Jk^6>m k2 9C67lQ9EEADi^^HHH]7C665@>563EC6=:67]4@>Qmk6>muC665@> s63E #6=:67k^6>mk^2m k6>m2?5 C6G:6H65 2?5 5:DEC:3FE65 3Jk^6>m k2 9C67lQ9EEADi^^9F3D]=2^"_b<=8$#_Q C6=lQ?@7@==@HQmk6>m$E24<6Ck^6>mk^2m]k^Am 0 Comments Originally published on freedomdebtrelief.com, part of the BLOX Digital Content Exchange. The business news you need Get the latest local business news delivered FREE to your inbox weekly. Sign up! * I understand and agree that registration on or use of this site constitutes agreement to its user agreement and privacy policy. Related to this story Most Popular Trading cards may outperform the S&P 500 at times, but are Pokémon cards a good investment? CreditNinja reports that while some Pokémon cards can be a good investment, many collectors face risks due to market saturation and grading fraud. Banks made $3 billion from overdraft fees in just 6 months: Here's how to avoid paying them Motley Fool Money reports U.S. banks made $2.96 billion from overdraft fees in the first half of 2026, averaging $35 per fee. 4 ways to stay calm about money Ally Financial reports that 58% of U.S. consumers feel their finances control their lives, adding that people can acknowledge emotions, explor… 7 credit card habits that make your debt worse, ranked by damage level Accredited Debt Relief reports seven harmful credit card habits that worsen debt, including taking cash advances, paying only minimums, and ig… 4 ways to stretch your gas budget as prices rise CreditFresh reports that rising gas prices are straining household budgets and offers suggestions to keep costs down. Recommended for you Watch Now: Related Video Orange tinted water drains into Antelope Creek Sights and sounds at the 15th annual Monument Marathon Sights and sounds at the 15th annual Monument Marathon At the finish line with the Monument Marathon winners At the finish line with the Monument Marathon winners Highlights: Leigh defeats Clarkson in 8-man football rivalry Highlights: Leigh defeats Clarkson in 8-man football rivalry
Trading cards may outperform the S&P 500 at times, but are Pokémon cards a good investment? CreditNinja reports that while some Pokémon cards can be a good investment, many collectors face risks due to market saturation and grading fraud.
Banks made $3 billion from overdraft fees in just 6 months: Here's how to avoid paying them Motley Fool Money reports U.S. banks made $2.96 billion from overdraft fees in the first half of 2026, averaging $35 per fee.
4 ways to stay calm about money Ally Financial reports that 58% of U.S. consumers feel their finances control their lives, adding that people can acknowledge emotions, explor…
7 credit card habits that make your debt worse, ranked by damage level Accredited Debt Relief reports seven harmful credit card habits that worsen debt, including taking cash advances, paying only minimums, and ig…
4 ways to stretch your gas budget as prices rise CreditFresh reports that rising gas prices are straining household budgets and offers suggestions to keep costs down.