Third-party data breaches rose 60% in a year. Most vendor reviews still happen once.

kAm|2?J @C82?:K2E:@?D DE:== EC62E 4@?E:?F@FD C:D< >@?:E@C:?8 2D 2? 25G2?465 2?5 @AE:@?2= A2CE @7 v#r] (96? >2?28:?8 k2 9C67lQ9EEADi^^HHH]G2?E2]4@>^4@==64E:@?^EAC>^E9:C5\A2CEJ\C:D<QmE9:C5\A2CEJ C:D<k^2m[ k2 9C67lQ9EEADi^^HHH]G2?E2]4@>^4@==64E:@?^EAC>^G6?5@C\C:D<\2DD6DD>6?E\BF6DE:@??2:C6QmD64FC:EJ BF6DE:@??2:C6\32D65 AC@4FC6>6?Ek^2m 2?5 A@:?E\:?\E:>6 G6?5@C C6G:6HD 2C6 DE:== E96 ?@C>]k^Am

kAm|@56C? G6?5@C 64@DJDE6>D 2C6 4@>A=6I[ 2?5 C:D< 492?86D 72DE6C E92? EC25:E:@?2= C6G:6H 4J4=6D 42? <66A FA] x?7@C>2E:@? 7C@> E96 =2DE C6G:6H 8@6D DE2=6 72DE[ 4C62E:?8 G:D:3:=:EJ 82AD E92E =62G6 J@F GF=?6C23=6 E@ D64FC:EJ 2?5 4@>A=:2?46 C:D<D] %96 :>A24E :D ?@E E96@C6E:42= 2?J>@C6i k2 9C67lQ9EEADi^^HHH]G6C:K@?]4@>^3FD:?6DD^C6D@FC46D^:?7@8C2A9:4D^a_ae\53:C\3:D\4J36C\:?DFC2?46\=@DD6D]A57Qm'6C:K@?’D a_ae s2E2 qC6249 x?G6DE:82E:@?D #6A@CEk^2m 7@F?5 E92E cgT @7 3C62496D :?G@=G6 2 E9:C5 A2CEJ[ FA e_T 7C@> E96 AC6G:@FD J62C] pD 2 C6DF=E[ :>A=6>6?E:?8 4@?E:?F@FD C:D< >@?:E@C:?8 92D 364@>6 E96 6IA64E65 32D6=:?6 :? k2 9C67lQ9EEADi^^HHH]G2?E2]4@>^4@==64E:@?^EAC>^E9:C5\A2CEJ\C:D<\>2?286>6?EQmE9:C5\A2CEJ C:D< >2?286>6?E W%!#|Xk^2m]k^Am

kAmx? E9:D 8F:56[ k2 9C67lQ9EEADi^^HHH]G2?E2]4@>^Qm'2?E2k^2m[ 2? 286?E:4 ECFDE A=2E7@C>[ 3C62<D 5@H?ik^Am

kF=mk=: 52E2\=:DE\:E6>\:5lQ6f255hd73bdhega`4h7h722`ca43hgg3cQmw@H 4@?E:?F@FD C:D< >@?:E@C:?8 3C:586D E96 G:D:3:=:EJ 82Ak^=:mk=: 52E2\=:DE\:E6>\:5lQ6hbhcbf_f6hgd_dfe66274472ce_`aebgQm(92E 67764E:G6 >@?:E@C:?8 =@@<D =:<6 :? AC24E:46k^=:mk^F=m

k9bm%96 3:886DE =:>:E2E:@? @7 A@:?E\:?\E:>6 C:D< >@?:E@C:?8k^9bm

kAmu@C >2?J @C82?:K2E:@?D[ C:D< >2?286>6?E 92D 364@>6 2 4@>A=:2?46\5C:G6? 6I6C4:D6] sFC:?8 AC@4FC6>6?E[ E62>D C6=J @? 46CE:7:42E:@?D 2?5 2DD6DD>6?ED =:<6 k2 9C67lQ9EEADi^^HHH]G2?E2]4@>^4@==64E:@?^EAC>^E9:C5\A2CEJ\C:D<\C6BF:C6>6?ED\D@4\aQm$~r ak^2m[ k2 9C67lQ9EEADi^^HHH]G2?E2]4@>^4@==64E:@?^EAC>^E9:C5\A2CEJ\C:D<\C6BF:C6>6?ED\:D@\af__`Qmx$~ af__`k^2m[ @C k2 9C67lQ9EEADi^^HHH]G2?E2]4@>^4@==64E:@?^ECFDE^D64FC:EJ\BF6DE:@??2:C6DQmD64FC:EJ BF6DE:@??2:C6Dk^2m E@ 6G2=F2E6 G6?5@C C:D<] (9:=6 E96D6 AC@G:56 FD67F= 2DDFC2?46[ E96J C67=64E A@:?E\:?\E:>6 6G2=F2E:@?D[ ?@E E96 G6?5@C’D C62=\E:>6 D64FC:EJ A@DEFC6[ @A6C2E:@?2= >2EFC:EJ[ @C 6G@=G:?8 C:D< 6IA@DFC6] p G6?5@C 42? 2AA62C 4@>A=:2?E @? A2A6C 2?5 DE:== 36 2 D64FC:EJ =:23:=:EJ]k^Am

kAmpD E9:C5\A2CEJ :?4:56?ED 4@?E:?F6 E@ C:D6[ E96 =:>:E2E:@?D @7 DE2E:4 5@4F>6?E2E:@? 2?5 4J4=:42= C6G:6HD 2C6 92C56C E@ :8?@C6] p44@C5:?8 E@ k2 9C67lQ9EEADi^^D64FC:EJD4@C642C5]4@>^C6D@FC46D^C6D62C49^a_ae\DFAA=J\492:?\4J36CD64FC:EJ\EC6?5D\C6A@CE^Qm$64FC:EJ$4@C642C5’D a_ae $FAA=J r92:? $64FC:EJ %C6?5D C6A@CEk^2m[ geT @7 =6256CD 6IAC6DD 4@?46C? 23@FE DFAA=J 492:? C:D<D]%96 D2>6 C6A@CE 7@F?5 E92E efT @7 @C82?:K2E:@?D DE:== C6=J @? A@:?E\:?\E:>6 D64FC:EJ 2F5:ED E@ 2DD6DD E9:C5\A2CEJ E9C62ED[ H9:49 >2<6D E96 6G2=F2E:@? D@>6H92E 3:2D65]k^Am

k9bm%96 9:556? 4@DE @7 A@:?E\:?\E:>6 G6?5@C C:D< >@?:E@C:?8k^9bm

kAm%96 4@DE @7 A@:?E\:?\E:>6 2DD6DD>6?ED :D?’E =:>:E65 E@ 52E2 3C62496D] *@F 2=D@ 7246 4@>A@F?5:?8 :DDF6D[ DF49 2Dik^Am

kF=mk=: 52E2\=:DE\:E6>\:5lQ6d2h4_3536b4c42`_f5gh2cb5d`27a`3dQms6=2J65 :?4:56?E C6DA@?D6k^=:mk=: 52E2\=:DE\:E6>\:5lQ6bad`d`4g5a``f6e4`3gc`25ge7`7ca22Qm~A6C2E:@?2= 5:DCFAE:@?k^=:mk=: 52E2\=:DE\:E6>\:5lQ6g_f5bbaf`fh`h_b`2bf4d4_f5ec_c`4hQmtD42=2E:?8 C6>65:2E:@? 4@DEDk^=:mk=: 52E2\=:DE\:E6>\:5lQ62bd672d_hb2ggf56`5436b2c77g7fh`7Qmx?4C62D65 C68F=2E@CJ D4CFE:?J @C 6G6? A6?2=E:6Dk^=:mk=: 52E2\=:DE\:E6>\:5lQ633bde74fhce4ac3634`c`4`4ab4332_eQm#6AFE2E:@?2= 52>286k^=:mk^F=m

kAm#68F=2E@CJ A6?2=E:6D 2?5 =682= =:23:=:EJ 42? 36 D6G6C6 :7 J@F 72:= E@ 56>@?DEC2E6 256BF2E6 E9:C5\A2CEJ @G6CD:89E] k2 9C67lQ9EEADi^^HHH]G2?E2]4@>^C6D@FC46D^6FC@A6\C68F=2E:@?D\2?5\G6?5@C\C:D<Qmr@?E:?F@FD >@?:E@C:?8 :D >2?52E65 3J D6G6C2= <6J C68F=2E:@?Dk^2m 2?5 DE2?52C5D C6=2E65 E@ :?7@C>2E:@? D64FC:EJ[ 7:?2?4:2= D6CG:46D[ 2?5 52E2 AC:G24J] u@C 6I2>A=6[ 3C6249:?8 E96 k2 9C67lQ9EEADi^^HHH]G2?E2]4@>^4@==64E:@?^85AC^85AC\7:?6D\2?5\A6?2=E:6DQmvs!# H:== C6DF=E :? 2 7:?6k^2m @7 FA E@ a_ >:==:@? 6FC@D @C cT @7 J@FC 8=@32= 2??F2= EFC?@G6C 7@C E96 AC6465:?8 7:?2?4:2= J62C[ H9:496G6C :D 9:896C]k^Am

k9bmr2? 4@?E:?F@FD C:D< >@?:E@C:?8 3C:586 E96 G:D:3:=:EJ 82Ank^9bm

kAmr@?E:?F@FD >@?:E@C:?8 C6A=246D A@:?E\:?\E:>6 G:D:3:=:EJ H:E9 @?8@:?8 @G6CD:89E] %9:D :D >256 A@DD:3=6 3J k2 9C67lQ9EEADi^^HHH]G2?E2]4@>^C6D@FC46D^36DE\8C4\D@7EH2C6Qm=625:?8 v#r E@@=D 2?5 D@=FE:@?Dk^2m[ H9:49 2C6 56D:8?65 E@ 82E96C 2?5 2?2=JK6 C:D< 52E2 7C@> :?E6C?2= DJDE6>D[ 6IE6C?2= :?E6==:86?46 7665D[ 4@>A=:2?46 C6A@D:E@C:6D[ 2?5 G6?5@C 64@DJDE6>D]k^Am

kAmx?DE625 @7 DE2E:4 52E2[ 4@?E:?F@FD >@?:E@C:?8 DFC7246D 4@?E:?F@FD C:D< D:8?2=D E92E C6AC6D6?E 4FCC6?E 6IA@DFC6] r@>>@? D:8?2=D :?4=F56ik^Am

kF=mk=: 52E2\=:DE\:E6>\:5lQ6faae`h6534b27d6e74674bf5gh2hcgbgQm'6?5@C 3C62496Dk^=:mk=: 52E2\=:DE\:E6>\:5lQ6f__ee_cdbefa2g_7g22h5g7bh`_de3h_Qmr@>>@? 'F=?6C23:=:E:6D 2?5 tIA@DFC6D Wr'tDX 27764E:?8 G6?5@C DJDE6>Dk^=:mk=: 52E2\=:DE\:E6>\:5lQ6had4h2ea2a_6de6`6hbd435b22eabd5fQmrC656?E:2= =62<Dk^=:mk=: 52E2\=:DE\:E6>\:5lQ6a234a77fga2`2bh`g67h5g62`ac4345hQmu@FCE9\A2CEJ C:D< :?5:42E@CDk^=:mk=: 52E2\=:DE\:E6>\:5lQ63c24ahcfh7bf2fc7geh``27e`fc7a2chQmr@>A=:2?46 2?5 2F5:E =2AD6Dk^=:mk=: 52E2\=:DE\:E6>\:5lQ6fcbe23ff2cde`bd76bfff6f_bfc3`3a_QmtIA:C2E:@? @7 <6J 46CE:7:42E:@?D 2?5 2EE6DE2E:@?Dk^=:mk^F=m

kAm%92E 7=@H @7 :?7@C>2E:@? 96=AD %!#| AC@8C2>D >@G6 7C@> A6C:@5:4 C6G:6H 4J4=6D E@ 2=H2JD\@? G:D:3:=:EJ[ D@ J@F 255C6DD E9C62ED 2?5 GF=?6C23:=:E:6D 2D E96J 6>6C86]k^Am

k9bm|@G6 2H2J 7C@> DAC625D966ED 7@C 4@?E:?F@FD >@?:E@C:?8 E@ H@C<k^9bm

kAmuC@> 2? @A6C2E:@?2= A6CDA64E:G6[ >2?J @C82?:K2E:@?D DECF88=6 E@ :?E68C2E6 4@?E:?F@FD >@?:E@C:?8 3642FD6 E96J =2J6C :E @?E@ k2 9C67lQ9EEADi^^HHH]G2?E2]4@>^C6D@FC46D^H9J\DAC625D966ED\72:=\7@C\C:D<\>2?286>6?EQmDAC625D966E\32D65 C:D< >2?286>6?Ek^2m 2?5 E@@=:?8 3F:=E 7@C A6C:@5:4 2DD6DD>6?ED[ C2E96C E92? C63F:=5:?8 E96:C AC@46DD6D 2C@F?5 =:G6 C:D< D:8?2=D]k^Am

kAm“%62>D C6>2:? DEF4< FD:?8 DAC625D966ED 3642FD6 E96J 2C6 72>:=:2C[ ?@E 3642FD6 E96J H@C< E96 36DE[” D2JD r@??@C $?J56C[ v#r DF3;64E >2EE6C 6IA6CE 2E '2?E2] “u@C >2?J @C82?:K2E:@?D[ E96:C AC:@C:EJ :D DE:== E@ 7@4FD @? >2?F2= DE2E:4 6G2=F2E:@?D :?DE625 @7 46?EC2=:K65 4@?E:?F@FD >@?:E@C:?8] %96 ?665 7@C >@C6 >2EFC6 2?5 2FE@>2E65 2AAC@2496D E@ %!#| 92D ?6G6C 366? >@C6 FC86?E]”k^Am

kAmk2 9C67lQ9EEADi^^HHH]G2?E2]4@>^C6D@FC46D^4@?E:?F@FD\4@?EC@=\>@?:E@C:?8Qmr@?E:?F@FD >@?:E@C:?8k^2m D9@F=5?’E 36 3@=E65 @?E@ 2? 6I:DE:?8 %!#| AC@8C2>] #63F:=5 J@FC @A6C2E:@?D H:E9 H@C<7=@HD 7@C @H?6CD9:A[ 2=6CE:?8[ C6>65:2E:@?[ 2?5 6I46AE:@? >2?286>6?E 3F:=E 2C@F?5 4@?E:?F@FD C:D< D:8?2=D]k^Am

kAm%96 FA7C@?E :?G6DE>6?E :? 4@?E:?F@FD >@?:E@C:?8 :D 2 4@>>@? 4@?46C? 7@C >2?J E62>D[ 2D E96 #~x 2?5 D2G:?8D 42? E2<6 E:>6 E@ >2E6C:2=:K6] w@H6G6C[ E96 =@?8\E6C> 36?67:ED 2C6 E2?8:3=6 2?5 4@>6 7C@> C65F465 >2?F2= 2DD6DD>6?ED[ 677:4:6?E 2?5 C6=:23=6 6G:56?46 4@==64E:@?[ 4@?D:DE6?E AC:@C:E:K2E:@? @7 9:89\C:D< G6?5@CD[ 2?5 D9@CE6C C6G:6H 4J4=6D E92E H@F=5 @E96CH:D6 4@?DF>6 D:8?:7:42?E DE277 9@FCD]k^Am

k9bmr@C6 4@>A@?6?ED @7 4@?E:?F@FD C:D< >@?:E@C:?8k^9bm

kAmt7764E:G6 4@?E:?F@FD C:D< >@?:E@C:?8 :D 2 AC@5F4E @7 8@G6C?2?46 2?5 E@@=:?8] %96D6 4@>A@?6?ED H:== D92A6 J@FC AC@8C2>ik^Am

kF=mk=: 52E2\=:DE\:E6>\:5lQ675g__e4gd_c27_ee_4h3b2254f6ae5daQmkDEC@?8mx?E68C2E:@?Dik^DEC@?8m r@?E:?F@FD @G6CD:89E 56A6?5D @? :?E68C2E:@?D H:E9 J@FC E649?@=@8J DE24<[ :?4=F5:?8 E:4<6E:?8 DJDE6>D[ 4=@F5 AC@G:56CD[ 2?5 GF=?6C23:=:EJ D42??6CD] x?E68C2E:@?D AC@G:56 E96 52E2 ?66565 E@ 56E64E 492?86D 24C@DD G6?5@C 64@DJDE6>D 2?5 DFC7246 6>6C8:?8 E9:C5\ 2?5 k2 9C67lQ9EEADi^^HHH]G2?E2]4@>^C6D@FC46D^9@H\E@\>2?286\7@FCE9\A2CEJ\C:D<Qm7@FCE9\A2CEJ C:D<Dk^2m]k^=:mk=: 52E2\=:DE\:E6>\:5lQ6d77_fh3aa573`_3`bbe457b33c3264a`QmkDEC@?8ms67:?65 z#xD[ C:D< 2AA6E:E6[ 2?5 E@=6C2?46 =6G6=Dik^DEC@?8m z#xD[ k2 9C67lQ9EEADi^^HHH]G2?E2]4@>^C6D@FC46D^C:D<\2AA6E:E6\2?5\C:D<\E@=6C2?46QmC:D< 2AA6E:E6[ 2?5 E@=6C2?46 =6G6=Dk^2m 2==@H J@F E@ 6G2=F2E6 C:D< D:8?2=D 2?5 DE2?52C5:K6 EC62E>6?E]k^=:mk=: 52E2\=:DE\:E6>\:5lQ66d`3`6g56da5fe625h337_24e6fbhfe3QmkDEC@?8m#:D< D4@C:?8 2?5 AC:@C:E:K2E:@?ik^DEC@?8m qF:=5 k2 9C67lQ9EEADi^^HHH]G2?E2]4@>^4@==64E:@?^EAC>^G6?5@C\C:D<\D4@C6DQmD4@C:?8 >6E9@5@=@8:6Dk^2m :?E@ E96 AC@8C2> D@ J@F 2=H2JD <?@H H9:49 C:D<D ?665 E96 >@DE 2EE6?E:@?]k^=:mk=: 52E2\=:DE\:E6>\:5lQ6372f__ffcahhb4f`cab2f4eg7hdh2_35QmkDEC@?8mtG6?E\32D65 6D42=2E:@?ik^DEC@?8m pFE@>2E65 6D42=2E:@? AC@46DD6D DFC7246 C:D< 6G6?ED E@ C6=6G2?E DE2<69@=56CD 32D65 @? 567:?65 EC:886CD]k^=:mk=: 52E2\=:DE\:E6>\:5lQ6h4`e_52hdcdgfa5hbe_cghb25dfbea2bQmkDEC@?8mp=6CE 4@?E6IEF2=:K2E:@?ik^DEC@?8m q642FD6 2? 2FE@>2E65 6?G:C@?>6?E 42? =625 E@ D6G6C2= 2=6CED[ J@FC v#r E@@=:?8 D9@F=5 36 4@?7:8FC65 E@ 5:DE:?8F:D9 36EH66? C@FE:?6 FA52E6D 2?5 6I46AE:@?D] pAA=J E96 “D@ H92En” E6DE E@ 56E6C>:?6 H92E ?665D DFC724:?8—6I2>A=6D @7 >2E6C:2= :>A24E :?4=F56 7:?2?4:2= =@DD[ C6AFE2E:@?2= 52>286[ 2?5 AC@;64E 56=2J]k^=:mk=: 52E2\=:DE\:E6>\:5lQ62`e`g__3hh5`7dgbcfffb2`abeec4g4cQmkDEC@?8m~H?6CD9:A 2?5 C6>65:2E:@? EC24<:?8ik^DEC@?8m pDD:8? 2 DA64:7:4 @H?6C 2?5 C6>65:2E:@? E:>6 7C2>6 E@ 6G6CJ C:D< :? E96 4@?E:?F@FD >@?:E@C:?8 =@@A]k^=:mk=: 52E2\=:DE\:E6>\:5lQ6g442a_gfga``5_7_e`hh7d56dbc7e6e6QmkDEC@?8m#6DA@?D6 A=2?D 7@C 9:89\C:D< 6G6?EDik^DEC@?8m s67:?6 E2C86E65 24E:@?D @H?6CD D9@F=5 E2<6 5FC:?8 9:89\C:D< 6G6?ED[ DF49 2D :?4:56?ED 2?5 4@?EC@= 72:=FC6D]k^=:mk=: 52E2\=:DE\:E6>\:5lQ6da76f6chbad2fa5c5cd_75fda7537e6bQmkDEC@?8mp D:?8=6 D@FC46 @7 ECFE9ik^DEC@?8m |@G6 2H2J 7C@> D42EE6C65 6G:56?46 2?5 >F=E:A=6 G6CD:@?D @7 C:D< C68:DE6CD 2D E96J’C6 ?@E 4@>A2E:3=6 H:E9 4@?E:?F@FD >@?:E@C:?8] |2:?E2:? 2 46?EC2= 52D93@2C5 H:E9 2== C:D< :?7@C>2E:@? 7@C D92C65 4@?E6IE 2?5 564:D:@?\>2<:?8]k^=:mk^F=m

k9bm(92E 4@?E:?F@FD C:D< >@?:E@C:?8 :? %!#| =@@<D =:<6 :? AC24E:46k^9bm

kAm%96 >@DE ?@E23=6 D9:7E H:E9 4@?E:?F@FD %!#| :D E96 DH:E49 7C@> A6C:@5:4 E@ ?62C\C62=\E:>6 @G6CD:89E] x? >2EFC6 AC@8C2>D[ C:D< 56E64E:@? :D 5C:G6? 3J =:G6 D64FC:EJ D:8?2=D[ 2?5 C6DA@?D6 2?5 C6>65:2E:@? 7@==@H D:>F=E2?6@FD=J] "F6DE:@??2:C6D 2?5 4@>A=:2?46\32D65 D64FC:EJ 2CE:724ED 2C6 DE:== AC6D6?E[ 3FE E96J’C6 EC62E65 2D DFAA@CE:?8 6G:56?46 5FC:?8 2F5:ED :?DE625 @7 AC:>2CJ 2DDFC2?46 E@@=D]k^Am

kAm(:E9 @H?6CD9:A 2?5 C6>65:2E:@? 6>365565 :?E@ 52J\E@\52J H@C<7=@HD[ E96 9F>2? C@=6 D9:7ED 7C@> >2?F2= 4@@C5:?2E:@? E@ DEC2E68:4 @G6CD:89E[ 6I46AE:@? >2?286>6?E[ 2?5 C:D< G2=:52E:@?] (96? C:D< 6G6?ED @44FC[ 6D42=2E:@? EC:886CD 2FE@>2E:42==J 2?5 C@FE6D E@ E96 @H?6CD] %96J 42? E96? 368:? C6>65:2E:@?[ H:E9 :ED AC@8C6DD G:D:3=6 46?EC2==J]k^Am

kAm#6>6>36C E92E 2FE@>2E:@? @?=J 5@6D E96 56E64E:@? 2?5 C@FE:?8j :E 5@6D?’E C6A=246 9F>2? ;F58>6?E]k^Am

kAm“p 4@>>@? >:D4@?46AE:@? :? %!#| :D E92E 4@?E:?F@FD >@?:E@C:?8 42? 4@>A=6E6=J C6A=246 E96 ?665 7@C >@C6 EC25:E:@?2= G6?5@C 5F6 5:=:86?46 2?5 A6C:@5:4 A@:?E\:?\E:>6 C6G:6HD[” $?J56C D2JD] “x? C62=:EJ[ 4@?E:?F@FD >@?:E@C:?8 D6CG6D 2D 2 G2=F23=6 E@@= E@ AC@G:56 6IE6C?2= C:D< D:8?2=D[ 3FE :E 5@6D ?@E C6>@G6 E96 ?665 E@ DE:== G2=:52E6 :?E6C?2= 4@?EC@= 67764E:G6?6DD[ 8@G6C?2?46 AC@46DD6D[ 4@?EC24EF2= @3=:82E:@?D[ @C C68F=2E@CJ 4@>A=:2?46]”k^Am

kAmp55:E:@?2==J[ px 4@>A=6>6?ED 4@?E:?F@FD C:D< >@?:E@C:?8 3J 2446=6C2E:?8 5F6 5:=:86?46] px 42? C6G:6H BF6DE:@??2:C6D 2?5 D64FC:EJ 5@4F>6?E2E:@? 5FC:?8 @?3@2C5:?8[ E96? DFAA@CE @?8@:?8 >@?:E@C:?8 3J 2?2=JK:?8 C:D< D:8?2=D 2?5 7=288:?8 492?86D E@ E96 D64FC:EJ A@DEFC6] %9:D C65F46D >2?F2= 677@CE H9:=6 C6E2:?:?8 4@?D:DE6?E @G6CD:89E 2D G6?5@C 64@DJDE6>D 8C@H]k^Am

kAm%96 5:776C6?46D 36EH66? A@:?E\:?\E:>6 2?5 4@?E:?F@FD C:D< >@?:E@C:?8 2C6 DF>>2C:K65 36=@Hik^Am

k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^:>286D^DE@C:6D^a_ae^_h^``^'2?E2\r@?E:?F@FDTa_C:D<\_`]A?8Q 2=ElQ%23=6 567:?:?8 A@:?E\:?\E:>6\C:D< >@?:E@C:?8 2?5 4@?E:?F@FD C:D< >@?:E@C:?8]Q DEJ=6lQH:5E9i `__TQ ^mk7:842AE:@?m'2?E2k^7:842AE:@?mk^7:8FC6m

k9bm‍k3C ^mq6DE AC24E:46D 7@C 4@?E:?F@FD C:D< >@?:E@C:?8 2?5 %!#|k^9bm

kAmr@?E:?F@FD >@?:E@C:?8 56=:G6CD E96 >@DE G2=F6 E@ J@FC %!#| AC@8C2> H96? J@F 7@==@H E96D6 36DE AC24E:46Dik^Am

kF=mk=: 52E2\=:DE\:E6>\:5lQ65g5_57bd63cac4d`bah7c`733275g`hgQmkDEC@?8mx?E68C2E6 4@?E:?F@FD >@?:E@C:?8 24C@DD E96 G6?5@C =:764J4=6ik^DEC@?8m t>365 4@?E:?F@FD >@?:E@C:?8 7C@> :?:E:2= @?3@2C5:?8 E9C@F89 @?8@:?8 >2?286>6?E 2?5 @773@2C5:?8 E@ >2:?E2:? 2? 2F5:E23=6 EC2:= @7 C:D< D:8?2=D]k^=:mk=: 52E2\=:DE\:E6>\:5lQ6g_hf4b`hccgea356h64_bhf6`_3b7e7bQmkDEC@?8mx>A=6>6?E E:6C65 G6?5@C >@?:E@C:?8ik^DEC@?8m pAA=J >@?:E@C:?8 2E 5:776C6?E :?E6?D:E:6D 32D65 @? 2 G6?5@C’D 4C:E:42=:EJ 2?5 C:D< 6IA@DFC6] w:89\C:D< G6?5@CD 86E 8C2?F=2C @G6CD:89E[ 2?5 J@F DE@A DAC625:?8 C6D@FC46D 6G6?=J 24C@DD G6?5@CD E92E 5@?VE ?665 :E]k^=:mk=: 52E2\=:DE\:E6>\:5lQ6b42`ga6_f5h552bag_e53e`h`cfhc6hhQmkDEC@?8m#68F=2C=J 7:?6\EF?6 C:D< D4@C:?8 >@56=Dik^DEC@?8m #6G:D:E G6?5@C D4@C:?8 =@8:4 2?5 E9C6D9@=5D 2?5 252AE E96> E@ 2?J 492?86D :? J@FC C:D< =2?5D42A6 2?5 3FD:?6DD AC:@C:E:6D]k^=:mk=: 52E2\=:DE\:E6>\:5lQ6_5ahcc675bg``gf2cad6h4c52eca655bQmkDEC@?8m'2=:52E6 :?96C:E65 ECFDE 7C@> 4C:E:42= G6?5@CDik^DEC@?8m (96? J@FC @C82?:K2E:@? C6=:6D @? 4@?EC@=D :>A=6>6?E65 3J 2 4C:E:42= G6?5@C[ J@F >FDE A6C:@5:42==J G6C:7J E92E E9@D6 4@?EC@=D C6>2:? 67764E:G6] s@?VE D@=6=J C6=J @? k2 9C67lQ9EEADi^^HHH]G2?E2]4@>^4@==64E:@?^EAC>^G6?5@C\5F6\5:=:86?46Qm:?:E:2= 5F6 5:=:86?46k^2m @C 4@?E:?F@FD >@?:E@C:?8 E@ G2=:52E6 4C:E:42= 2DDFC2?46D]k^=:mk^F=m

kAm%@ 92G6 2 DFAA@CE:G6 D6EFA 7@C 4@?E:?F@FD C:D< >@?:E@C:?8[ J@F 7:CDE ?665 2 k2 9C67lQ9EEADi^^HHH]G2?E2]4@>^C6D@FC46D^36DE\C:D<\>2?286>6?E\D@7EH2C6QmE@A\C2E65 C:D< >2?286>6?E A=2E7@C>k^2m E@ 6?23=6 C62=\E:>6 @G6CD:89E 2?5 3F:=5 8@G6C?2?46 AC24E:46D 2C@F?5 :E]k^Am

kAmk2 9C67lQ9EEADi^^HHH]G2?E2]4@>^C6D@FC46D^4@?E:?F@FD\C:D<\>@?:E@C:?8\:D\2\>FDE\:?\EAC>Qmk6>m%9:D DE@CJk^6>mk^2m k6>mH2D AC@5F465 3Jk^6>m k2 9C67lQ9EEADi^^HHH]G2?E2]4@>^AC@5F4ED^2:\8@G6C?2?46Qmk6>m'2?E2k^6>mk^2m k6>m2?5 C6G:6H65 2?5 5:DEC:3FE65 3Jk^6>m k2 9C67lQ9EEADi^^9F3D]=2^"_b<=8$#_Q C6=lQ?@7@==@HQmk6>m$E24<6Ck^6>mk^2mk6>m]k^6>mk^Am